ADT® Authorized Dealer Serving Buffalo & Surrounding Areas
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September 08, 2026

Will A Home Security System Reduce Insurance Rates In Buffalo?

Absolutely! The majority of insurance companies offer discounts for home security systems in Buffalo, typically ranging from 5 to 20% based on serveral variables. Savings can differ widely based on the sort of system you choose, the insurance company, and your location. See how to maximize your savings while giving your family the highest level of protection

Why Do Insurers Offer Home Security Discounts?

Alarm systems reduce the risk of burglary, which means the probability of your insurance company paying a covered claim are minimized. When you have monitored CO detectors, fire alarms, and flood sensors connected to your alarm system, the risk of damage caused by flooding and fires is lowered as well. You’re helping the insurer by decreasing their payout risk. For this reason, they’re willing to give you a price savings.

What Buffalo Home Security Systems Qualify For The Largest Discount?

Of course you want the largest discount possible. Here’s how to do it:

  • Get professional monitoring. Professional monitoring is best for your loved ones, and it’s typically required by insurance companies to earn a discount. Enjoy peace of mind and save money to boot.

  • Integrate monitored environmental devices. You’ll likely earn additional savings by minimizing the risk of damage due to carbon monoxide leaks, fires, and water infiltration. Having your fire alarms, flood sensors, and CO detectors professionally monitored also gives your family an invaluable backup during emergencies.

  • Opt for a well-rounded system. Installing a layered defense with video cameras, motion detectors, window and door sensors, smart locks, and more, will be looked upon favorably by the insurer and bring greater savings.

Adding a surveillance device on its own doesn’t automatically get you a discount. Know that your system needs to be professionally monitored. 

How To Get Your Home Security Insurance Discount In Buffalo

The initial step to lowering your premiums is to reach out to the insurer after you install your alarm system. They’ll likely want to view documentation such as a monitoring contract or certificate of installation. Leading home security firms like ADT frequently work with insurers and can assist with the necessary documentation.

ADT Systems Check All The Boxes For Insurance Discounts

Pick the best defense for your household and take advantage of an insurance discount with an ADT home security system in Buffalo. Backed by the most extensive monitoring network in the U.S., ADT provides the best in round-the-clock professional monitoring. You’ll also appreciate comprehensive systems with video surveillance, smart locks, environmental alarms, and more.

What Will You Save? Build Your New ADT System In Buffalo Today

The real advantage of ADT security systems is the superior protection they offer your Buffalo family. Getting a discount on your home insurance premiums is an added bonus. Customize your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Phone (716) 219-8231 or fill out our form below.

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